Kulikov joins ClearView

Nick Kulikov has joined ClearView Wealth as head of life insurance product and pricing. In his new role, Kulikov will be responsible for the development of the group's new life insurance solution, which will be launched later this year.

Kulikov joins from Reinsurance Group of America (RGA) where he was the chief risk officer for Australia. He's also held senior actuarial roles with Swiss Re, ANZ, and ING.

"This is a critical time for the life insurance industry with major regulatory changes set to come into effect later this year," said ClearView life insurance GM Gerard Kerr. "It is also an important year for ClearView with key transformation projects underway including a new policy administration system, underwriting rules engine, and advisor portal.

"We are extremely fortunate to have Nick on board to lead the product and pricing team, as we continue to focus on delivering contemporary, fit-for-purpose solutions that offer greater certainty and stability of benefits and premiums for customers and advisers."

Kulikov said that he's excited by the challenges that await him. "Given my background and experience, I can bring the perspectives of risk management, product structure, and pricing approaches to product management.

"The life insurance industry's deteriorating performance over the past few years, due mainly to IDII but not exclusively, has forced insurers to review their products and pricing with a greater focus on sustainability. This renewed focus is good for long-term customer outcomes and, in turn, the industry's viability."